Certificates

Empower your money and help us empower others

Certificates are a secure way to get more out of your savings over a set period of time. In exchange for leaving your money on deposit for a fixed term, your money earns a higher rate of return than a regular savings account.*

And when you deposit your money at PSCCU, it not only earns more but also does more. As a financial cooperative, the money you deposit here allows us to make loans to other members, most often in the form of solar and energy-efficiency loans. Your deposits make more green for you and make our world a greener place to live in! Our Certificates are just one of the reasons we are Washington’s Green Credit Union.®

Check out our rates and terms and then contact us to start making an impact on your wallet and our communities today.

View All Rates & Terms

Join PSCCU & Apply Current Members Apply Now
 

Earn even more with the Wave Club

Qualify for the Wave Club by having an active checking account and an active Visa credit card.* Once you’re a member, you can earn an additional 0.25% rate on any of our Standard Certificate accounts.**

Learn more


At PSCCU, not only do you get a great rate, you can also feel great about what your money is doing.

When you bank at PSCCU, your money helps to support:

THE ENVIRONMENT

  • Deposits at PSCCU are used to fund energy-efficiency, EV, and solar loans, helping our members reduce their carbon footprint and save money.

SMALL BUSINESSES

  • We support small, local businesses that provide living wage, clean-energy jobs.

OUR LOCAL COMMUNITIES

  • As we support our members, small businesses, and non-profit and environmental organizations, we strengthen our local communities.

That's socially responsible banking that makes you feel great!
 

* $1,000 minimum.  All Certificates have fees for early withdrawal. Fees could reduce earnings on the account.
Contact the credit union for more information.

**  Wave Club: To qualify, member must have their primary checking account (direct deposit or regular deposits), as well as an active Visa Credit Card (recent monthly activity) with Puget Sound Cooperative Credit Union.  Wave Club Certificate rates are listed on the Rates page and apply only to the 6-, 12-, 24- and 48-month terms.  The increase cannot be applied to IRAs or any certificate specials. Other restrictions may apply. Contact the Credit Union for full details.