Empower your money and help us empower others

When you bank with us, your deposits not only support your financial well-being, but they help us support the environment, sustainability and the local economy. Seriously!

You see, we offer a little program called Energy-Smart Loans that help improve housing stock, lower energy usage and put people to work. And as a financial cooperative, the money you deposit helps us lend to others. Are the dots connecting now?

Our Certificates of Deposit are just one of the ways we stand behind our commitment to socially-responsible banking. Learn more below, click on the button to see our great terms and rates, and then contact us to start making an impact today.

Member Appreciation Certificate (MAC)

To show our members how much we appreciate their savings contribution into their not-for-profit financial cooperative, each member is allowed to open one (1) Member Appreciation Certificate. A MAC earns higher dividends than a regular Share Certificate and offers greater terms to maximize your earning potential.*

Wave Club Increase

As an additional benefit to being a member of PSCCU, you can increase a Share Certificate rate by simply having an active Checking Account and VISA Credit Card with us.* It’s really that simple, and it’s really that empowering.

As a reminder, Share Certificates are a set savings method; meaning rates and terms are locked in from the time you open the account to the last day of the chosen term. Fees do apply if you choose to make any early withdrawals or close the account before the end of the term.

View Share Certificates, Rates & Terms

*APY = Annual Percentage Yield. All Certificates have fees for early withdrawal. Limit one (1) Member Appreciation Certificate (MAC) per member. Contact the credit union for more information.

Wave Club: To qualify, member must have their primary checking account (direct deposit or regular deposits), as well as an active VISA Credit Card (recently monthly activity) with Puget Sound Cooperative Credit Union. Wave Club discounts are only valid for Certificates of Deposit, Auto Loan, Personal Loans, or Boat/Motorcycle/RV Loans Other restrictions may apply. Contact the Credit Union for full details.