Helping our members with their "something else" needs
When you don't need an auto loan, a home loan, or even a credit card—but a loan for "something else," PSCCU is there for you with options that provide you what you're looking for, when you're looking for it.
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Personal Loans
These loans are often called signature loans because the collateral is simply your signature, NO collateral needed! So if you're looking to consolidate some debt, buy some new furniture or take a trip around the world, you can borrow up to $20,000 at a fixed rate for up to 48 months with NO loan fees.*
Lower your rate with the Wave Club
Wave Club members get an additional 0.25% rate discount on a personal loan. Qualify for the Wave Club by having an active checking account** and an active Visa® Credit Card.** It’s that simple!
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Savings-Secured Loans
If your piggy bank is full and you'd like to keep it that way, then borrow against your savings. We offer terms up to 5 years, a low fixed interest rate and you still earn interest on your savings account.* Best of all when your loan is paid back, you still have money in the bank.