Energy-Smart Loans

PSCCU is proud to be partnering with Avista to provide low-cost financing via on-bill repayment to home and small business owners throughout Avista's Washington State service territory.  Because we feel that everyone should have access to the kinds of improvements that make their homes or small business more energy-efficient.  

Providing opportunities where traditional funding sources fall short, this program is ideal for homeowners or small businesses who want zero-down, low rate financing options AND the convenience of making payments on their Avista bill.  By participating in this program, you can get help with all your energy efficiency projects, with loans up to $30,000 for residential customers and $75,000 for small business customers*.

Low-income households may be eligible for other services, please contact Avista at (509) 495-8607 for additional information.

If applying online choose Avista Energy-Smart Loan from the Loan Product drop-down box.  Project property must be located in Avista's Washington State service territory and meet project eligibility requirements. If you would like more information about the loan process, please download the Avista Energy-Smart loan process check-list.

If you are interested in Solar or have other needs PSCCU has a variety of loan programs to help.

This is an energy efficiency loan program. The measures / equipment you are financing must meet certain energy efficiency standards.  If your project does not meet the efficiency standards of the program we may not be able to finance your project. Your approval along with the rates and terms are subject to your project meeting these efficiency standards.   Should you have any questions about program standards and whether or not your project qualifies please contact us.

PSCCU is proud to be partnering with the Washington State Department of Commerce to provide low-cost financing to homeowners throughout the State. With an Energy-Smart Loan you can make your home more energy efficient and reduce your utility bills year round. By participating in this program, you can get help with all your energy efficiency projects, with loans up to $65,000.*

If applying on-line choose Energy-Smart from the Loan Product drop-down box.

This is an energy efficiency loan program. The measures / equipment you are financing must meet certain energy efficiency standards.  If your project does not meet the efficiency standards of the program we may not be able to finance your project. Your approval along with the rates and terms are subject to your project meeting these efficiency standards.   Should you have any questions about program standards and whether or not your project qualifies please contact us.

This program is designed to serve homeowners throughout Whatcom, Skagit, San Juan, and Island Counties and PSCCU is proud to be a part of it. With an Energy-Smart Loan you can make your home more energy efficient and reduce your utility bills year round. By participating in this program, you have access to custom recommendations, expert guidance, and financial incentives, as well as loans up to $65,000.*

If applying on-line choose Energy-Smart from the Loan Product drop-down box.

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PSCCU has partnered with Repower to offer a special Energy-Smart Loan program for the Repower program. With an Energy-Smart Loan you can make your home more energy efficient and reduce your utility bills year round. By participating in this program, you can get help with all your energy efficiency projects, with loans up to $50,000.*

This project was supported by Award No. DE-EE0004447 awarded by U.S. Department of Energy. Points of view in this document are those of the author and do not necessarily represent the official position or policies of the U.S. Department of Energy. Grant funds are administered by the State Energy Office, Washington State Department of Commerce.

Snohomish County and PSCCU have partnered to offer a special Energy-Smart Loan program for Snohomish County homeowners. With an Energy-Smart Loan you can make your home more energy efficient and reduce your utility bills year round. By participating in this program, Snohomish County homeowners can get help with all their energy efficiency projects, with loans up to $50,000.*

This is an energy efficiency loan program. The measures / equipment you are financing must meet certain energy efficiency standards.  If your project does not meet the efficiency standards of the program we may not be able to finance your project. Your approval along with the rates and terms are subject to your project meeting these efficiency standards.   Should you have any questions about program standards and whether or not your project qualifies please contact us.

If you are a contractor and interested in participating as part of this program, please review the following standards documents created by Snohomish County: Loan Program Standards. If you would like more information about the loan process, please download the Energy-Smart Loan Process Checklist.

The time for solar is now and PSCCU is here to provide low-cost financing to homeowners throughout the state of Washington. And if you live in Oregon, Idaho or Montana you can get a solar loan too! Simply click on the Oregon, Idaho & Montana tab above to see the solar loan details for your state.

With an Energy-Smart Loan you can reduce your carbon footprint and reduce your utility bills year round. By participating in this program, you can get help with your solar financing needs as well as any other energy efficiency projects, with loans up to $65,000*.

PSCCU – is proud to be Washington’s Green Credit Union our solar program (to date) has helped over 7100 homeowners become solar citizens, created living wage jobs and these solar projects will generate 17000 Megawatts of electricity over their lifetime in addition to sequestering the same amount of carbon as 13843 acres of forest per year.

The time for solar is now and PSCCU is here to provide low-cost financing to homeowners¹ throughout the states of Oregon, Idaho and Montana.

With an Energy-Smart Loan you can reduce your carbon footprint and reduce your utility bills year round. By participating in this program, you can get help with your solar financing needs as well as any other energy efficiency projects, with loans up to $65,000*.

PSCCU is proud of our solar program and to date we have helped over 7100 people become solar citizens, created living wage jobs and these solar projects will generate 17000 Megawatts of electricity over their lifetime in addition to sequestering the same amount of carbon as 13843 acres of forest per year.

Not finding the right fit in one of the programs listed above? No worries—PSCCU still has you covered with great rates on our Energy-Smart Loans to help you improve the efficiency of your home. Applying is easy and we'll normally have a decision the same day you apply!

PSCCU offers an outstanding deal on Energy-Smart Loans with terms up to 15 years and loan amounts up to $35,000 with fixed rate loans as low as 4.34% for most energy efficient and/or renewable energy projects.*

This is an energy efficiency loan program. The measures / equipment you are financing must meet certain energy efficiency standards.  If your project does not meet the efficiency standards of the program we may not be able to finance your project. Your approval along with the rates and terms are subject to your project meeting these efficiency standards.   Should you have any questions about program standards and whether or not your project qualifies please contact us.

PSCCU also provides financing for Stand-By, Back-Up or Emergency Generators. These generators must be permanently installed or utilize a portable generator with a legally installed transfer switch. Loan amounts up to $35,000.00 and low fixed rates starting at just 4.34%* If you need more information about the generators, please contact your local utility company or Click here for information on PSE Generators.