Auto Loans

Pre-approval, purchasing help & green discounts

Whether dodging traffic to the office, rushing only to wait in the ferry line, driving over the mountains or just simply heading home—a vehicle tends to be the main source of transportation for most of us. So while we can't help what gas costs or the price of a ferry ticket, we can help make your auto loan affordable and even reward you for choosing a greener ride.

When you look to PSCCU for a new vehicle purchase or refi, you can expect:

  • A pre-approved loan so you can walk into the dealership with confidence
  • An easily online or in-person application process
  • Same day decisioning when possible
  • The option to utilize Auto Solutions—our hassle-free auto buying partner
  • Wave Club benefits of 0.25% off your auto loan rate*
  • Discounts through our GreenUp loan program for electric, hybrid and new clean diesel vehicles

Did we mention that our new auto loan rates start as low as 2.49% APR and our used auto rates are as low as 2.99% APR?!*

So click on the apply online button below, contact us or come by to let us help you through every step of the auto buying or refinancing process, applying benefits and discounts only PSCCU members enjoy.

Apply Online   View Rates

*APR = Annual Percentage Rate. All loans subject to approval. Rates shown assume an automatic repayment with a term of 60 months. Rates vary depending on creditworthiness. WAVE Club: To qualify, member must have an active Checking Account (direct deposit or regular deposits), as well as an active VISA Credit Card (recently monthly activity) with PSCCU. Wave Club discounts are only valid for Certificates of Deposit, Auto Loan, Personal Loans, or Boat/Motorcycle/RV Loans. Other restrictions may apply. Contact the Credit Union for full details.