Identity theft is incredibly common and can be very time-consuming to deal with. The Federal Trade Commission's Consumer Sentinel Network, which tracks identity theft and other consumer fraud complaints, received 1.4 million reports of identity theft in 2021. Use these helpful tips to safeguard your identity and financial information, and avoid becoming the victim of identity theft.

For many people, reducing or eliminating debt is an important part of improving their financial situation. If you have multiple revolving debt accounts, credit cards or lines of credit with variable interest rates, or loans at high interest rates, you may be able to pay off your debts sooner by combining all the debts into one loan or credit card with a lower interest rate. How do you decide what’s the best approach for your particular situation? Keep reading.

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