If you aren’t already in the habit of saving, it can be hard to know where to start. Learn what type of account is best for each goal and more savings tips here.

In Part 2 of our series, “12 Months to a Better Financial Foundation," we talk all about budgeting: how to establish a monthly budget and use it as a tool to accomplish your financial goals for this year.

This month, we’re kicking off a series called “12 Months to a Better Financial Foundation.” Each month, we’ll share an easy step or two you can take to get your finances in better order. This month we're focusing on analyzing your spending from last year and setting goals for this year.