VISA Credit Cards

For every stage of life

Whether you've had years of good credit and you're looking for a credit card to reward you, or you're just starting out in life looking for that first chance with credit—we've made sure we can support our members through a variety of credit card options. And no matter which type of credit card you choose, a VISA from PSCCU comes with many great features and benefits such as:

  • NO cash advance fee
  • Cash advances receive the same low rate as purchases
  • A 25-day grace period to pay your balance in full and avoid interest (applies to purchases only)
  • $250,000 travel accident insurance
  • Worldwide ATM access
  • 24/7 access via EzCard Info
  • Emergency card replacement

VISA Platinum & VISA Platinum Rewards

With rates as low as 6.90%APR and credit limits up to $20,000, we offer both a VISA Platinum Credit Card without any annual fees, and a VISA Platinum Rewards Credit Card that has a low annual fee but earns a point per every dollar spent for rewards such as travel, brand name merchandise, gift cards, unique experiences and much more.*

VISA Classic

For those looking to keep things more simple, our Classic Credit Card offers rates as low as 13.90% APR with NO annual fee and credit limits up to $10,000.*

VISA Secured Classic

As a great way to build or rebuild your credit, our Secured Credit Card carries a rate as low as 13.90% APR with NO annual fee and is secured by funds in your account.* So by paying your credit card bill on time and maintaining a positive standing with the Credit Union, your credit may improve over time, allowing you to move up to another credit card, as well as to other loans with PSCCU.

Additional VISA Benefits & Resources

  • Balance Transfer Request – Simply complete the form and then fax, mail or bring it to us and we'll take care of the rest. Fax: 425.283.5152 for Bellevue, 253.476.6434 for the Tacoma Branch, 425.656.4073 for the Renton Branch, and 206.408.7094 for the Vashon Branch.
  • ScoreCard – Our VISA Platinum Rewards program that gives you points for every dollar you spend.
  • Verified by VISA – Create a password that protects you when you buy online. This service helps prevent unauthorized purchases before they even happen.
  • EzCard Info – A free online credit card account management service provided by PSCCU. To enroll look in the top left hand corner of the eZCard Info webpage. Once enrolled, you can manage your account and make your credit card payments online.
  • Wave Club Benefits – By having an active PSCCU VISA Credit Card and an active Checking Account, you can lower a loan rate by 0.25%, or increase a dividend rate!. See the Wave Club information at the bottom of either rates page.
  • Lost or Stolen VISA Credit Card – Call 800.991.4964. Please have the credit card number or the primary account holder's SSN readily available when you call.

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*Click here for VISA terms and conditions.