Visa Credit Cards


 



For every stage of life

Whether you've had years of good credit and you're looking for a credit card to reward you, or you're just starting out in life looking for that first chance with credit—we've made sure we can support our members through a variety of credit card options.

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A Visa® Credit Card from PSCCU comes with many great features and benefits such as:

Visa Platinum & Visa Platinum Rewards

With rates as low as 11.50% APR1,2 and credit limits up to $20,000,3 we offer both a Visa Platinum Credit Card without any annual fees, and a Visa Platinum Rewards Credit Card that has a low annual fee but earns one point per every dollar spent for rewards such as travel, brand name merchandise, gift cards, unique experiences and much more. Review the Scorecard Rewards program here.

Visa Classic

For those looking to keep things more simple, our Classic Credit Card offers rates as low as 16.50% APR1,2 with NO annual fee and credit limits up to $10,000.3

Visa Secured Classic

As a great way to build or rebuild your credit, our Secured Credit Card carries a rate as low as 16.50% APR1 with NO annual fee and is secured by funds in your account.2 By paying your credit card bill on time and maintaining a positive standing with the Credit Union, your credit score may improve over time.

Additional Visa Benefits & Resources

  • Balance Transfer Request – Simply log into your PSCCU Online Banking account and follow the steps to perform Balance Transfers to your PSCCU Credit Card.
  • ScoreCard Rewards – Our Visa Platinum Rewards program that gives you points for every dollar you spend.
  • Visa Secure – Create a password that protects you when you buy online. This service helps prevent unauthorized purchases before they even happen.
  • Visa Activity Alerts – Reduce fraud and monitor your spending anytime, anywhere with near real-time alerts. You can receive updates on your Visa Credit Card activity through text messages and email so you can act quickly to reduce fraud and monitor your account—wherever you are. And this unique service is available free for PSCCU Visa Credit Card holders!
  • CardValet Mobile App – The application that allows you to instantly set a variety of preferences on your PSCCU Credit Card!
  • Wave Club Benefits – By having an active PSCCU Visa Credit Card and an active Checking Account, you can lower a loan rate by 0.25%, or increase a deposit account’s interest! See the Wave Club information at the bottom of either rates page.
  • Lost or Stolen Visa Credit Card – Call the Visa Credit Card 24/7 Call Center to report Lost or Stolen card:
    • 888.999.3360 (Inside of the US)
    • 1.531.233.6394 (International Number)
    • Have your credit card number or the primary account holder's SSN readily available when you call
  • Credit Card Payment Processing address
    Puget Sound Cooperative Credit Union
    P.O. Box 2711
    Omaha, NE 68103-2711

1 Variable Rate Information: APR=Annual Percentage Rate. Your rate may increase or decrease in the future. The APR is subject to change on the first day of your monthly billing cycle to reflect any change in the Prime Rate. The rate will be determined by the Prime Rate as published in The Wall Street Journal “Money Rates” table on the 10th day of each month. Your rate will be equal to the Prime Rate plus a margin of: 3%–5% for Platinum & Platinum Rewards cards; 8%–10% for Classic and Secured cards. Any rate change will result in an increase or decrease in the amount of the interest you will pay. This may affect your minimum payment and the number of payments needed to pay off your balance.

2 Click here for Visa terms and conditions.  Not all borrowers will qualify for the lowest rates.

3 Subject to credit rating and credit approval.