SustainableSolar Loan Program

As longtime members of both Solar Installers of Washington and Solar Washington, PSCCU is proud to offer low- cost solar financing to homeowners throughout the state of Washington.

With a SustainableSolar loan you can reduce your carbon footprint and reduce your utility bills year round. By participating in this program, you can get help with your solar financing needs as well as any other energy efficiency projects, with loans up to $70,000*.

As Washington’s Green Credit Union our solar program (to date) has helped over 7100 homeowners become solar citizens, created living wage jobs and these solar projects will generate 17000 Megawatts of electricity over their lifetime in addition to sequestering the same amount of carbon as 13843 acres of forest per year!

So what can you expect from a SustainableSolar Loan with PSCCU?

  • 90 days with 0% interest and no payments*
  • Fixed rates ranging from 3.24% - 9.84% APR** for the life of the loan
  • No down payment required
  • Terms up to 20 years**
  • Fast approval times (same or next business day)
  • Easy online application & signing process
  • Loan can include EV charging station and Battery Back-up
  • You can also include Energy Efficiency measures, such as a heat pump
  • Up to 25% of the loan can go towards roof repair/replacement
  • No prepayment penalties
  • Principal payments can be made at any time – as often as you want
  • Loan can be re-amortized once during the life of the loan at no cost to you

Apply Online

* This loan promotion has a 90-day introductory period that will begin on the date the loan is officially funded and whereas interest will not accrue and there will be no minimum monthly payments required over the introductory period. After the initial 90-day introductory period has expired, interest will begin to accrue based on borrower’s creditworthiness and rate approved for at time of loan application – as well as the monthly payment schedule and requirements will begin after the introductory period. Interest and payments based on individual borrower’s creditworthiness and other factors. No other offers or promotions may be utilized within this 90-day loan promotion. Must be new loans to the Credit Union; existing PSCCU loans do not qualify. Payments must be set up via automatic payment.  Contact the Credit Union for full details.

**APR = Annual Percentage Rate. The rates and terms offered in the SustainableSolar program are only available by working with participating installers / contractors to verify your installer / contractor please contact the credit union. All loans subject to credit approval. Terms up to 180 months/15 years, $20,000 financed for 180 months at 4.25% results in a payment of $151.00 per month. Rates, terms and dollar limits are based on credit and in some cases the value of the home the improvements are being made to. For more information contact the Credit Union. PSCCU makes every effort to have a loan decision for you the same day you apply if not no later than the next business day. Rates as of July 2019. Documentation fees may apply. Rates are subject to change without notice.