Personal & Other Loans

Helping our members with their "something else" needs

When you don't need an auto loan, a home loan, or even a credit card—but a loan for "something else," PSCCU is there for you with options that provide you what you're looking for, when you're looking for it.

Personal Loans

These loans are often called signature loans because the collateral is simply your signature, NO collateral needed! So if you're looking to consolidate some debt, buy some new furniture or take a trip around the world, you can borrow up to $20,000 at a fixed rate for up to 48 months with NO loan fees.* As an added bonus, our Personal Loans also qualify for our Wave Club 0.25% rate discount!¹

Savings Secured Loans

If your piggy bank is full and you'd like to keep it that way, then borrow against your savings. We offer terms up to 5 years, a low fixed interest rate and you still earn dividends on your savings account.* Best of all when your loan is paid back, you still have money in the bank.

*Click here for a PDF loan application, stop by one of our branch locations, or click on one of the buttons below to apply online and to see all rates and terms.

Apply Online  View Rates & Terms

¹ WAVE Club: To qualify, member must have an active Checking Account (direct deposit or regular deposits), as well as an active VISA Credit Card (recently monthly activity) with PSCCU. Wave Club discounts are only valid for Certificates of Deposit, Auto Loan, Personal Loans, or Boat/Motorcycle/RV Loans. Other restrictions may apply. Contact the Credit Union for full details.