PSCCU Switch Kits
What is a Switch Kit? It is a free service that allows you to close an account with another financial institution and transfer the funds to a new account (this account must already be set up). You can also switch any direct deposits and automatic payments (ACH) from your old account(s) over to your new account(s). The Switch Kit contains a series of easy to complete forms needed to mail to all respective parties.
With our simple Switch Kit, we have taken the hassle out of changing banks. Stop putting it off and make the move to a new wave in banking. Our Switch Kit includes all the forms you need to enjoy the benefits PSCCU right away.
To complete the Switch Kit you will need to have – your current account number where you are transferring the funds from, your new PSCCU account number, name, address, account number of Direct Deposit and Automatic Payment (ACH) companies that you currently are using. Simply complete the forms as indicated, print, sign and mail them as needed.
If you have not already opened an account with PSCCU you can open an account right online or print out a the membership card.
Why opt in – overdraft protection is designed with your protection and convenience in mind. The vast majority of our members do not overdraw their accounts and incur fees, however life doesn't always go according to plan, and overdrafts do occur. Without overdraft protection, your ATM and everyday debit card transactions may be declined if you attempt to make a transaction without sufficient funds. We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction.
If you wish to set up direct deposit from your employer, complete this from and turn it in to your companies payroll department. For Social Security deposits you will need to contact the Social Security office at 1-800-772-1213 and tell them you want your direct deposit to go to PSCCU. You will need to provide them with your SSN, you PSCCU account number which we will give you once your account has been opened and the Credit Union's routing number which is 325183259.
Use this form to change all of your automatic payments and / or withdrawals over to your PSCCU account. Payments for things like, your utility bill, gym membership, monthly mortgage payment etc. You can print out the form as many times as you need. Remember PSCCU offers free unlimited bill pay as an easy alternative to pay your bills.
We have provided a form letter for you to send to your previous financial institution to close out your existing account and transfer any remaining balances to your new PSCCU account.
Please contact the Credit Union if you have any questions.