Puget Sound Cooperative Credit Union | Serving the Puget Sound region since 1934, one member at a time.

energy efficiency loans

Puget Sound Cooperative Credit Union understands the challenge in affording energy-efficient alternatives for your home. We’re here to help with our Energy Efficiency Loans. PSCCU is offering an outstanding deal on Energy Efficiency loans with terms up to 15 years and loan amounts up to $20,000 with fixed rate loans as low as 4.74% for most energy efficient projects.

tax credits and rebates

There are many different programs available to homeowners offering both tax credits and rebates, for improvements including energy efficient windows and doors, insulation, hot water heaters, and more. For detailed information visit the Energy Star website. You can also contact your local utility company.

generators

PSCCU also provides financing for Stand-By, Back-Up or Emergency Generators. These generators must be permanently installed or utilize a portable generator with a legally installed transfer switch. Loan amounts up to $20,000.00 and low fixed rates starting at just 4.74%. If you need more information about the generators, please contact your local utility company or CLICK HERE for a PSE Generator Brochure.

loans and rate information

You can apply for a loan right online. You can also apply in person at either office or you can call the Credit Union and someone will be happy to fax, e-mail, or mail an application to you. We can even take your application over the phone if that's easiest. You can also print out a loan application, complete it and then return the the Credit Union via mail or fax.

All loans subject to credit approval. Rate is based on term and credit history. For more information contact the Credit Union today. PSCCU makes every effort to have a loan decision for you the same day you apply if not no later than the next business day.

Rates as of August 2010

Energy Efficiency Loans Rate APR Term in months
Energy Efficiency Loans 6 years or less 4.74% - 7.49% 4.74% - 7.49% 72
Energy Efficiency Loans over 6 years up to 15 years 4.99% - 7.74% 4.99% - 7.74% 73 – 180

Rates are subject to chnage without notice contact the Credit Union for current rates.