Credit Unions are financial cooperatives owned and operated by their member/owners. There are no outside stockholders. As a credit union member you are also an owner. All members/owners are entitled to one vote at the Credit Union regardless of the size of their account.
Welcome to a new Wave in banking. Wave Club members qualify for the increased wave certificate rates and a 0.25% reduction in loan rates!* Members with a primary checking account and active VISA credit card can automatically increase a new certificate account rate or lower a new loan rate! It’s just another way we’re empowering our members to do more with their money. Don’t have a checking account or VISA credit card? Getting started is easy APPLY ONLINE or contact us to open your accounts!
Better Rates & Lower Fees: Credit Unions return their profits back to the members in the form of better rates, more services and lower fees.
Credit Unions Help Members: Nationwide Credit Union members save over 6 billion dollars a year by using a Credit Union instead of a bank. That works out to a savings of about $150.00 per member per year – that’s money that stays in our local communities.
Volunteers: Credit Unions are governed by an unpaid volunteer Board of Directors. These volunteers are all Credit Union members and elected by the members for the members.
Better Service: As a Credit Union member, you’re also the owner and we treat you that way. At PSCCU there are no customers just member/owners.
*Membership required. To qualify for Wave Club benefits, you must have your primary checking account (direct deposit or regular deposits), as well as an active VISA Credit Card (recent monthly activity) with PSCCU. Wave Club benefits are only valid for Certificates, Auto Loans, Personal Loans, or Boat/Motorcycle/RV Loans. Other restrictions may apply. Contact the Credit Union for full details. Existing PSCCU certificate and loans are not eligible.